Get your MN home & condo insurance quote from Girtz Insurance today.
​Call (763) 493-4555 for more information.

Single Family Luxury Home

New Construction Family Home

Single family and new construction insurance coverage.

Whether it's your first home or your dream home, whether purchased it from someone else or you built it from the ground up -- the biggest investment most people will ever make is that of their home. That’s why it makes sense to protect the sizable financial investment you’ve made with a comprehensive homeowners plan. 

Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For

• Your home
• Other buildings or structures on your property
• Your personal belongings – furniture, closing, appliances, etc.
• Additional living expenses
• Your personal legal liability 

Additional features you can choose

• Home replacement guarantee
• Replacement cost on contents

Condos and town homes have their own unique needs.

As a condo owner it's important to understand the building your unit is a part of, its lobby and special features or communal areas will have separate needs and separate protections from your individual unit.

While your condo association may have an insurance policy to protect the main building and its operational and shared parts, it doesn't typically protect you, your unit or the contents within it.  Only condo insurance protects your personal property and personal liability.

Condo Insurance covers the following areas of concern for a homeowner:

• Personal Property Coverage

• Theft Protection
• ​Special Limits of Liability for Certain Possessions

• Personal Liability Protection
• Medical Payments
• ​Damage to Property of Others
• Condo Additional Living Expenses
• Dwelling, Additions and Alterations
• Loss Assessment Coverage
• ​Coverage for Other Structures

To learn more about these areas of coverage, call Girtz Insurance today.